💥 Why I Took My Pension Back from “Traditional” Advisors — and What It Taught Me About Real Wealth Building 💸 For years, I followed the standard advice. ✅ SIPP pension ✅ Funded through a financial advisor ✅ Safe. Secure. Familiar. Until I started asking questions. Until I realised I was paying high annual fees for underperformance. Until I read article after article in the Financial Times about the St James’s Place scandal. And the worst part? They told me SSAS pensions were dangerous. But they were just… uninformed. 🔍 What I Discovered Blew My Mind: Unlike SIPPs, SSAS pensions let YOU take control. And not just for the sake of freedom — for actual strategic growth: 🏠 You can invest in commercial property 📈 You can lend to your own business 💰 You can grow your pension TAX-FREE 🧾 You can reduce corporation tax, income tax AND inheritance tax ❌ And you can do all this WITHOUT annual platform charges bleeding your returns. 💡 But here’s the kicker… Most accountants and financial advisors don’t know about this. They’re not trained for it. It’s not “in the box.” Which means you could be leaving tens of thousands on the table. This is why you MUST build a power team that’s fit for where you’re going — not where you’ve been. Because not all advisors are created equal. 👨‍👩‍👧‍👦 Let’s Talk Legacy… When I read “Die With Zero” by Bill Perkins, one line changed how I think about money and time forever: “A warm handshake is better than a cold one from the grave.” M Yardney Too many people wait to pass down wealth through probate, tax-hungry estates, and red tape. 💡 Instead, imagine gifting assets while your children or grandchildren can still build from it. Imagine earning £50K while your child is in university, tax-efficiently, through strategic purchasing and company structures. Imagine gifting property before death — with the right timing and planning — to protect generational wealth. 🚨 If no one has ever shown you how to: Use your SSAS pension to grow tax-free Gift before inheritance taxes eat your legacy Structure income while at university for your child Reduce tax as a director, landlord, or business owner ...then it’s time to upgrade your power team. 📣 Let’s Start the Conversation: 💬 Ever felt like your accountant or advisor wasn’t giving you the full picture? 🔁 Ready to stop playing small and start building your legacy? 👇 Drop a “LEGACY” in the comments, or message me to join the next Investor Strategy Session. Together, we’ll explore smarter ways to protect and grow what you’re building. 📌#DieWithZero #SSASPowerMoves #LegacyPlanning #SmartTaxStrategies #PropertyInvestingUK #WomenInWealth #NextLevelWealth #TaxEfficientInvesting #FinancialFreedomTools #BuildYourPowerTeam #GenerationalWealth #PensionPlanning #EstatePlanningTips #PassiveIncomeUK #DirectorStrategy #FromEmployeeToInvestor

Posted by Lily Claudia HammarlundSim at 2025-04-13 06:49:17 UTC