🎯 🚨 “You can't grow wealth with a poor mindset.” Cutting your morning coffee won’t make you rich. Refusing to invest because you're "playing it safe" won’t protect you. Avoiding a mortgage to be debt-free could cost you more in the long run. Here's why the cost vs value mindset might be holding you back 👇🏽 📌 Do you often skimp on things just to save a few quid — only to spend even more later? 🧠 There’s a big difference between cost and value. Yes, you can buy a cheap shirt from fast fashion. But when it fades, tears, or shrinks — you end up buying another one, and another. ⚠️ That’s not saving. That’s recurring waste. And terrible for the environment- re carbon footprint. As Robin Sharma says: “Don’t live the same year 75 times and call it a life.” 💬 I saw a reel recently where someone said: “You cannot grow wealth with a poor person’s mindset.” Let that sink in. It’s not how much you make — it’s how you think. Saving every penny while refusing to invest will never build wealth. You can’t shrink your way into financial freedom. 🏡 And this one hits home: Many are terrified of mortgages. They believe “I must pay off my house as fast as possible!” Why? Because being debt-free feels safe. But here’s what you’re not told… 🔍 When you pay down your mortgage, yes — your equity rises. But so does the taxable value of your estate. And when you die, HMRC could take 40% of it. ➡️ Imagine working 30 years to pay off a house, only for a chunk of it to vanish to inheritance tax. Smart investors use tools like  leverage to protect and grow because debt is not an asset. 🔥 The truth? 💡 Playing small is the riskiest move in this economy. Inflation is eroding your savings. Your salary isn’t stretching like it used to. The cost of doing nothing is increasing every single day. 🎯 Instead of asking “How much does it cost?” Start asking “What is the value?” 💬 “Price is what you pay. Value is what you get.” — Warren Buffett Start thinking like an investor — not just a saver. 📣  Let’s Talk If you're ready to:  ✅ Make your money work harder ✅ Stop getting crushed by inflation ✅ Learn smart strategies to build generational wealth 📩 DM me “VALUE MINDSET” or comment below and I’ll invite you to our next Investor Mindset Circle discussion. Let’s break the scarcity cycle. Let’s build wealth intentionally. Because no one is coming to save us. 🧵  #ValueOverCost #InvestorMindset #MoneyTips #FinancialFreedom #WealthBuilding #InflationProof #AbundanceMindset #SSASPension #SmartInvesting #WomenInProperty #CostVsValue #LeverageWisely #FinancialLiteracy #DieWithZero #MindsetShift #MoneyTalks #LongTermWealth #PayYourselfFirst #PurposeDrivenMoney #financialfreedomjourney #StartInvestingNow

Posted by Lily Claudia HammarlundSim at 2025-04-15 04:41:50 UTC