A soft start to the year… but the market hasn’t gone anywhere 👀 The latest Halifax House Price Index shows UK house prices dipped -0.6% in December, with the average price now at £297,755. Annual growth is sitting at a modest +0.3%. And that’s not accounting for inflation! That might sound flat, but it’s very much in line with how markets typically behave around year-end 👉🏼 quieter activity, cautious decision-making, and deals spilling into the new year rather than disappearing. What matters more right now is the underlying picture: 🔹 Mortgage rates are easing compared to recent peaks 🔹 Lender appetite is gradually improving 🔹 Affordability has improved compared to the last couple of years In other words, the foundations are still there even if momentum feels measured rather than fast. Our takeaway… 📝 This kind of market rewards preparation and clear planning. Buyers, homeowners, and investors who have their finance thought through tend to be in a much stronger position when opportunities appear. If you’re reviewing your plans for the year, we’re always happy to help you sense-check your options 💬 #PropertyInvesting #PropertyInvestor #MortgageBroker #MortgageAdvisor #MortgageAdvice #PropertyDeveloper #PropertyDevelopers #PropertyDevelopment

Posted by Rob Peters at 2026-01-26 07:42:03 UTC