A flying start to 2026 for RC Private Clients. We have some new unique funding options available for the property market along with our standard products : Asset, equipment, and machinery finance Cashflow loans (48-72 hour completion, 92% approval rate, £1000- £500,000) Property Loans (Development exit, new purchase, refinancing £50k-£10M+) Development Loans (£50k - £10M+) New Property Products now available for 2026! Complete One-Stop Funding Solution for UK Experienced Borrowers - Managing Multiple Lenders for a single project often adds unnecessary friction to the Development cycle. To this end, we are now currently offering a Comprehensive Whole UK Loan Solution designed to streamline your Capital Stack and maximise your Leverage. By combining products with one sole lender, we can provide a facility up to 80% LTV, or 75% LTGDV, 95% LTC thus creating a Whole UK Loan Solution to accommodate: Acquiring / Refinancing existing income producing Assets (yield) Conversion / Refurbishment of an existing Property Development Finish & Exit Loans Pre-stabilisation Post-stabilisation Max Loan : £75M Min Loan : £8M Max Period : 30 Months Min Period : 12 Months Max LTGDV : 80% (inc. Interest) Max LTC : 95% (inc. Interest) Use Class : Residential-led, PRS, PBSA, Senior Living Planning : Granted Minimum profit on cost : 33% before any funding costs are factored in. 100% Funding Partner for Your Next Residential Development Projects - We’ve created a simple, transparent Residential Funding Model that’s helping Experienced Developers scale without the usual friction. Here’s How it Works: 100% Funding for Land + Build-Out No Personal Guarantees (PGs) Zero Fees No Arrangement, Exit, or Valuation Costs 50/50 Profit Split: Clean, Fair, & Fully Transparent. This is a true JV Partnership Model, Built for Residential Mid-Market Schemes with Full Planning that is typically up to 10 units with end values for individual units capped at £750K, for facilities from £1m to £10m with a term length of up to 18 months. Planning Assistance Loans - Aimed to help Experienced Developers to acquire Commercial Property with the sole intent to: gain Residential Planning Use for opportunities such as: PRS or Student Accommodation, etc Thereafter there is the added opportunity to look to convert the Loan into a Refurbishment Loan, subject to Planning being obtained and a Separate Credit Assessment. Asset Class: Change of Use - Comm to Resi Experienced Developers only Loan Size: £500K - £5m Term: 12 -18 months Loan to Vacant Possession (LTVP) - Maximum 65% (inc any retained interest) Arrangement Fees: From 2% Typical Rate: 9.25% Repayment Type: Bullet, - with Interest either Retained or Serviced. For anyone who is looking for funding in 2026 please get in touch 07471120736.

Posted by Sean Ronnan at 2026-01-30 11:31:10 UTC