House prices are moving again… just not in a rush. The latest Halifax House Price Index gives us a decent snapshot of how the market’s started 2026. It’s calm, not chaotic. 👉🏼 Prices rose 0.7% in January, which was enough to push the average UK home back above £300,000. Annual growth is sitting at around 1%, so we’re not seeing big swings, just steady movement. What’s stood out for me is that this isn’t a one-size-fits-all market. Some northern regions are still seeing stronger growth, while parts of the South remain more price-sensitive. At the same time, wages have continued to grow and mortgage rates have eased a little, which means affordability is slowly improving for buyers who are prepared and realistic. Essentially, it’s not about rushing in ➡️ but it is about being ready. If you’re thinking about buying, refinancing, or investing this year, the biggest advantage right now is having your finance thought through properly. Because when the right opportunity comes along, being organised beats trying to time the market. If you want to talk through your plans or sense-check a deal, just drop us a message. #UKHousingMarket #PropertyInvesting #PropertyInvestor #MortgageBroker #MortgageAdvisor #MortgageAdvice #PropertyDeveloper #PropertyDevelopers #PropertyDevelopment

Posted by Rob Peters at 2026-02-16 06:45:25 UTC