𝗪𝗶𝗹𝗹 𝘁𝗵𝗲 𝗠𝗶𝗱𝗱𝗹𝗲 𝗘𝗮𝘀𝘁 𝗖𝗿𝗶𝘀𝗶𝘀 𝗵𝗮𝘃𝗲 𝗮𝗻 𝗶𝗺𝗽𝗮𝗰𝘁 𝗼𝗻 𝘁𝗵𝗲 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗺𝗮𝗿𝗸𝗲𝘁? It was certainly an unusual weekend. Early on Saturday morning, news broke about the escalation of the Iran conflict and the potential implications for the Middle East and global financial markets. The US had already announced weeks ago that it was deploying forces to the Gulf region, so the development wasn’t entirely unexpected, but the timing and scale have still created fresh uncertainty. Fast forward Monday and oil, gold prices have risen and stock markets have been down! Will this impact borrowing? In short, the answer is "Yes". Every conflict also has a financial cost. Geo-political issues can impact the risk appetite for lenders! If you are an commercial and residential property investor and landlord, the new over the week would have caused some concern. 𝟭) 𝗜𝗳 𝘆𝗼𝘂’𝘃𝗲 𝗮𝗹𝗿𝗲𝗮𝗱𝘆 𝗴𝗼𝘁 𝗮 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗮𝗽𝗽𝗹𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝗶𝗻 𝗽𝗿𝗼𝗴𝗿𝗲𝘀𝘀: Check with your lender that you’re still on the most competitive deal available. If rates were to rise, you want to be protected. As a broker, I am responsible to ensure that my clients get the best rates available, so had already reviewed all my clients current applications this morning to make sure they’re on the best possible products. 𝟮) 𝗜𝗳 𝘆𝗼𝘂𝗿 𝗳𝗶𝘅𝗲𝗱 𝗿𝗮𝘁𝗲 𝗲𝗻𝗱𝘀 𝘄𝗶𝘁𝗵𝗶𝗻 𝘁𝗵𝗲 𝗻𝗲𝘅𝘁 𝟲 𝗺𝗼𝗻𝘁𝗵𝘀: If you haven’t secured a new rate yet, it’s worth speaking to a broker to understand your options. Key questions include: - Is it better to stay with your current lender? - When can you lock in a new rate? - Is there a better deal elsewhere? A remortgage is always a good moment to review your short‑ and medium‑term plans so you can make a confident, informed decision. 𝟯) 𝗕𝗮𝗻𝗸 𝗼𝗳 𝗘𝗻𝗴𝗹𝗮𝗻𝗱 𝗯𝗮𝘀𝗲 𝗿𝗮𝘁𝗲: A cut was widely expected on 19th March, but given the current uncertainty, this now looks less likely. As always, we won’t know for sure until the announcement. Last week we saw lenders reducing rates, yet this morning some products have already been withdrawn. Market volatility is part of the mortgage landscape, and the reaction from lenders can shift quickly. We should see a clearer picture over the next few days. If you’re exploring property and debt finance options, feel free to drop me an email at sanjay@finances.house or book in a call at https://lnkd.in/eHeW6T7G! I partner with over 250 lenders so am confident that a solution to address your funding requirements can be found!

Posted by Sanjay Majithia at 2026-03-02 14:06:51 UTC