⚠️ 𝐓𝐰𝐨 𝐦𝐚𝐣𝐨𝐫 𝐛𝐫𝐢𝐝𝐠𝐢𝐧𝐠 𝐥𝐞𝐧𝐝𝐞𝐫𝐬 𝐡𝐚𝐯𝐞 𝐜𝐨𝐥𝐥𝐚𝐩𝐬𝐞𝐝 𝐢𝐧 𝐫𝐞𝐜𝐞𝐧𝐭 𝐦𝐨𝐧𝐭𝐡𝐬. 𝐎𝐧𝐞 𝐨𝐟 𝐭𝐡𝐞𝐦 𝐡𝐚𝐝 𝐚 £𝟐𝐛𝐧 𝐥𝐨𝐚𝐧 𝐛𝐨𝐨𝐤. 𝐃𝐮𝐞 𝐝𝐢𝐥𝐢𝐠𝐞𝐧𝐜𝐞 𝐨𝐧 𝐰𝐡𝐢𝐜𝐡 𝐥𝐞𝐧𝐝𝐞𝐫 𝐲𝐨𝐮 𝐮𝐬𝐞 𝐡𝐚𝐬 𝐧𝐞𝐯𝐞𝐫 𝐛𝐞𝐞𝐧 𝐦𝐨𝐫𝐞 𝐢𝐦𝐩𝐨𝐫𝐭𝐚𝐧𝐭. This is a reminder that in bridging finance, the strength of the lender matters just as much as the headline rate. A good broker will be able to do some of the due-diligence for you (just as we do!). On a positive note, the UK bridging market is still robust and it has been reported that there is £13bn in active loans, however when a lender does fail, the impact can be major! 👎 Collapsed timelines 👎 Refinance and purchases fail 👎 Deposits at risk 👎Unrecoverable costs (e.g. valuations, legals, accrued interest) 𝐖𝐢𝐭𝐡 𝐦𝐚𝐧𝐲 𝐨𝐟 𝐨𝐮𝐫 𝐛𝐫𝐢𝐝𝐠𝐢𝐧𝐠 𝐥𝐞𝐧𝐝𝐞𝐫𝐬 𝐰𝐞 𝐚𝐫𝐞 𝐚𝐛𝐥𝐞 𝐭𝐨 𝐨𝐟𝐟𝐞𝐫: 👍 Decision in Principle (DIP) sometimes within just a few hours. 👍 Lenders known to complete within a week on the right cases. 👍 Up to 80% LTV available for purchase and development projects. 👍 1st and 2nd charge bridging options. 👍 Share Purchase Agreement (SPA)–led property acquisitions. 👍 AVM, desktop valuations and dual legal representation. 𝐈 𝐚𝐦 𝐚 𝐟𝐢𝐫𝐦 𝐛𝐞𝐥𝐢𝐞𝐯𝐞𝐫 𝐭𝐡𝐚𝐭 𝐰𝐡𝐞𝐧 𝐨𝐧𝐞 𝐝𝐨𝐨𝐫 𝐜𝐥𝐨𝐬𝐞𝐬, 𝐨𝐭𝐡𝐞𝐫𝐬 𝐨𝐩𝐞𝐧. 𝐈𝐟 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐬𝐭𝐮𝐜𝐤 𝐛𝐞𝐭𝐰𝐞𝐞𝐧 𝐚 𝐫𝐨𝐜𝐤 𝐚𝐧𝐝 𝐚 𝐡𝐚𝐫𝐝 𝐩𝐥𝐚𝐜𝐞, 𝐝𝐨 𝐧𝐨𝐭 𝐝𝐞𝐬𝐩𝐚𝐢𝐫 as 𝐨𝐩𝐭𝐢𝐨𝐧𝐬 𝐚𝐫𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐚𝐯𝐚𝐢𝐥𝐚𝐛𝐥𝐞. 𝐏𝐥𝐞𝐚𝐬𝐞 𝐟𝐞𝐞𝐥 𝐟𝐫𝐞𝐞 𝐭𝐨 𝐫𝐞𝐚𝐜𝐡 𝐨𝐮𝐭 𝐢𝐟 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 𝐚𝐧𝐲 𝐡𝐞𝐥𝐩 𝐨𝐫 𝐚𝐝𝐯𝐢𝐜𝐞 (𝐬𝐚𝐧𝐣𝐚𝐲@𝐟𝐢𝐧𝐚𝐧𝐜𝐞𝐬.𝐡𝐨𝐮𝐬𝐞) #BridgingFinance #PropertyFinance #CommercialFinance #DevelopmentFinance #BusinessFunding #PropertyInvesting #UKProperty #FinanceBroker #RealEstateFinance #CashflowSolutions #LendingOptions #AlternativeFinance #DealMaking #PropertyDeals

Posted by Sanjay Majithia at 2026-03-18 14:21:05 UTC