Has timing ever cost you a good deal, even when the numbers were right? How many good deals have you lost, not because the numbers didn't work, but because the finance wasn't ready in time? An investor came to me with an off market deal, a three bed semi, priced well below what similar properties were achieving locally. The numbers looked excellent on paper. The seller wanted to complete within six weeks. His existing broker had quoted a standard timeline that would have taken closer to ten. By the time finance would have been ready, the seller would have moved on to another buyer, and rightly so. We restructured the approach. Rather than a standard buy to let mortgage, we used a bridge to complete quickly, secured on terms that allowed a clean refinance onto a term mortgage once the purchase had gone through. The deal completed inside the seller's timeline. After the bridge, we refinanced it onto a standard buy to let product once the property had been let and the numbers were proven to a mainstream lender. The purchase price was excellent, but it was the speed of the finance that actually secured the deal. Without it, the price would never have mattered, because there would have been no deal to price! This is often overlooked. A great purchase price is only valuable if the finance can move fast enough to secure it. I’m interested to know if you have experienced something like this. Let me know in the comments below 🕒 #PropertyFinance #PropertyInvestor #PropertyDeveloper #MortgageAdviser

Posted by Rob Peters at 2026-08-05 12:15:53 UTC